Back in April of 2020, Carla Lopez guested on my blog, writing Thriving After Your Small Business Closes, which gave some tips for dealing with the hard truths many small businesses experienced during the pandemic. Carla has returned with a new post about emergency planning with an eye on small businesses. My thanks to Carla for referencing EPS in her article! – TR
About Carla – Carla Lopez kept her entrepreneurial spirit even after retiring a couple years ago. She created Boomerbig.org for retirees who still desire to work and achieve – a site that offers business resources for people in their golden years.
As per the news reports, it’s become more and more apparent that natural disasters are occurring more frequently than ever before, largely in part due to climate change. As such, one can never be too prepared if a natural disaster should happen to you and your family. Here are some tips from Emergency Preparedness Solutions on how to prepare for the worst.
Because natural disasters are so varied in nature, ranging from tornadoes to earthquakes to flooding, it makes sense, then, to keep on top of the potential hazards that are unique to your area.
Make sure to stock up on a disaster supply kit that’s ready to go at all times. Basically, this kit should include the most essential items that will keep you going for at least a few days should things suddenly come to a complete standstill. Items that you should pack ahead of time in one or two backpacks should include important documents such as your identification documents, insurance policies, passports, medical records, etc. And be sure to pack them away in such a way that it is safe from water damage. Other essential items to think about include a pair of spare clothing, toiletries, chronic medication, extra cash, sleeping bags, a first aid kit, etc.
SafetyCulture points out that you should establish an evacuation plan for every eventuality or for what’s most applicable to your country’s most probable disaster. In it, you could include details pertaining to where you would find the most protection in your home in the case of a tornado, how to find your quickest route out of the home in the case of a fire, and alternative routes out of your town if you had to evacuate quickly and the main roads were no longer accessible.
Make sure to confirm with your insurers that your home business will also be covered by your homeowner’s insurance policy should your home be destroyed in a natural disaster. And if your current insurance policy isn’t designed to protect your business assets if you work from home, then be sure to find out what will be by getting a policy that’s specifically for your business. Or if you would prefer to group everything under a single policy, you could try to get an endorsement on your existing policy to include cover for your home office.
In the case of a natural disaster occurring, you should establish multiple ways of staying in contact with your loved ones if the signal is down, such as making use of a central point of contact who can vouch for your whereabouts if your family or friends can get a hold of you and vice versa.
If you’re a pet lover, you wouldn’t dream of leaving your pets behind in the midst of grabbing your essentials and rushing out the door to safety. That’s why it is also important to plan what the safety steps would be for your pet, too.
You should also ideally practice the steps covered in the plan beforehand so that when the time comes it is instinctual as opposed to chaotically looking for solutions, which can lead to catastrophic mistakes at a time when your mind has to be at its clearest.
You can never be too prepared for the unexpected when the unexpected is what we’ve come to expect. Therefore, having a well-thought-out plan in place that can help to prepare you for every outcome is a great place to start when you’re faced with a scary event that’s beyond your control.
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